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July 31st, 2007
While the situation with psychiatric claims demonstrates how insurer policy and advances in medicine can help to reduce the cost of claims, insurers are always on the look out for the next big financial threat.
"All sorts of new drugs and procedures are under development that will affect future medical insurance claims costs," says Aon's Bennett. "In addition to all the cancer drugs that are being developed we're just beginning to scratch the surface with robotics and nanotechnology."
An example of this is the robotic prostate surgery that is currently being trialled. This uses a tiny robot, controlled by computer by the surgeon, to remove the prostate. This makes the procedure less invasive but also more accurate, which improves survival rates.
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